May 27, 2005

UNITED STATES DISTRICT COURT

SOUTHERN DISTRICT OF OHIO

Case # C2 05 523

BETWEEN: patrick edwin; rudd

On behalf of the people Of the UNITED STATES OF AMERICA

PLAINTIFFS
JUDGE MARBLEY MAGISTRATE JUDGE KEMP AND:
Key/Society Bank Cleveland, Ohio 45202
Shawmut Mortgage 1 Harbour Pl. Portsmouth, New Hampshire 03801  Telephone 603.000.1111
Car Now franchise 12802 Hamilton/Crossing Blvd. Carmel, Indiana  Telephone 317.388.4455
United consumers 865 Bassett Rd. Cleveland, Ohio 44145 Telephone 440.835.0323
Beneficial Finances 40 Downtowner Plaza Coshocton, Ohio 43812 Telephone 740.622.0823
Payco General Consumers 5626 Frantz Rd. Dublin, Ohio 43017 Telephone 614.766.5041
RCS 271 South Oregon St. Ontario, Oregon 97914 Telephone 541.889.6438

DEFENDANTS
*Federal Reserve Bank
*Southeastern Ohio Credit Union
*National City
*Advantage Bank
*J.P. Morgan/Chase
*et al
*For the rest of the addresses of the Defendants, please see Page 23

THIS IS A CLASS ACTION SUIT
JURY TRIAL DEMANDED;

STATEMENT OF CLAIM i.e. COMPLAINT

CASE:

 

  1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
  2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
  3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

 

  1. THE PARTIES

    CASE:

    1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
    2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
    3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

     

    1. 1. The Plaintiff, patrick edwin rudd, is an injured party and has been adversely affected by the above titled Court, and is considered an expert in the banking field. Address for service is 44 Arch Street, Providence, Rhode Island 02907

      CASE:

       

      1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
      2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
      3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

       

      1. 2. The Plaintiff, the People of the UNITED STATES OF AMERICA Comprise all peoples who are legal residents of the UNITED STATES OF AMERICA, whether U.S. Citizens, Landed Immigrants, with permanent or non-permanent visas, or green cards, who have been granted any type of loans whether secured or unsecured by any of the Defendants.

        CASE:

         

        1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
        2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
        3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

         

        1. 3. The Defendants addresses for SERVICE are included in the last Page of this CLASS ACTION SUIT.

          CASE:

           

          1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
          2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
          3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

           

          1. 4. Other Defendants yet to be named appear in the style of cause as “others”. The names of the “other” Defendants will be added by way of amendments as may be required as they are made known to this filer.

            CASE:

             

            1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
            2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
            3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

             

            1. NATURE OF THE CASE

              CASE:

               


              1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
              2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
              3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

               

              1. 5. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.

                CASE:

                 

                1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
                2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
                3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

                 

                1. 6. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.

                  CASE:

                   

                  1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
                  2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
                  3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

                   

                  1. 7. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

                    CASE:

                     

                    1. At material times, the Plaintiff, patrick edwin; rudd, and the Defendants listed who had entered into “Loan Agreements”, with Plaintiffs that are un-named at this time, but are listed in an APPENDIX known as the Pre-Sentence Investigative Report, signed and co-signed by UNITED STATES officials for a Federal Agency, i.e. U.S. Probation Service.
                    2. That this Plaintiff did pay in full the amounts that were due the Defendants, with a vehicle, vessels, hereafter known as Assembly of End-times, “The Christian Synagogue”, and Mt. Calvary Fund.
                    3. That this Plaintiff did have a Return Receipt, signed for by the Defendants, on behalf of the Plaintiffs, that are named in the Appendix. That is part of the CLASS ACTION SUIT AT BAR. This receipt did include the Certified Money orders, of up to $120 Million Dollars, that were acknowledged by this same Court (Southern District of Ohio) by the Assistant U.S. Attorney, and an Administrative Clerk of the District of Columbia, namely James Graham.

                     

                    1. 8.  As mentioned above, the full particulars of the properties and underlying Loan and mortgage agreements are fully known to have been as TRANSACTION ACCOUNTS and shall be referred to by the Plaintiff at the jury trial, or any and all hearings of  this action.

                      9.  The above mentioned properties were appraised by duly licensed Appraisal companies engaged by the Defendants, and these banks, finance companies, credit card firms, etc. agreed to lend money to these Plaintiffs based on the loan-to-value methods accepted by these firms at material times, but NOT in agreement with the U.S. Constitution, Article I Section 8, nor Article I Section 10. 

                      10.  To secure the loan agreements, the Plaintiffs, that Mt. Calvary tried to protect with the Certified Money orders, that were based on the Silver and Gold Act of 1792, and Section 20 of the same. Yet these Plaintiffs signed promissory noted in varying amounts; the sum total of the same was as noted above $120,000,000.00 Millions payable to the Defendant(s) under the auspices of the Federal Reserve Bank System.

                      11.  In many of the loan agreements mentioned above, The Plaintiff not fully understanding between Constitutional guarantees of the two (2) Articles, and the “faith” that it was legal, lawful, to use a private Corporation of the Board of Governors of the Federal Reserve Bank System, rather than the dictates and decrees of our Forefathers, that has never been erased, eradicated, or missing to this very day.

                      12.  This Plaintiff did notify properly the Defendants, under a separate notice, included with the Certified Money Order, the basis for the replacement of Mt. Calvary funds, rather than “fiat money, or money created out of thin air”, as publicized in the booklets advertised by the Federal Reserve Bank System, as how to create money, which this Court was made aware of in 95 CR 140.

                      13.  In none of the transactions did the Plaintiffs receive any real Gold or Silver backed money that is Constitutionally mandated. In the UNITED STATES OF AMERICA, as quoted above, and upon the Certified Money Orders, that were to replace the bogus, void, faith in “Big Brother Watching”, i.e. Section 20 of the Gold and Silver Act of 1792.  These Defendants created money out of nothing, and for The Purpose of deceiving and defrauding the Plaintiffs, used the “created” money or monies and fraudulently entered into the Plaintiffs accounts in varying amounts as “loans” charged to the Plaintiff accounts equivalent to the promissory notes, and hard collateral the Defendants received in return.

                      14.  To “secure” these purported loans, these Defendants, Banks, Credit Unions, Charge Accounts fraudulently registered liens against the Plaintiffs properties notwithstanding the fact that NO money or Constitutionally mandated substance of any tangible value was loaned to the Plaintiff.

                      15.  Illegal creation of money by these Defendants, and all of them are “ultra vires” transactions that were unlawfully executed beyond their charter or corporate powers which renders all contracts and loan and mortgage agreements void and of no effect.

                      16.  The Defendant Banks and Credit Unions et al, fraudulently, and unlawfully And without color of right created money out of thin air, and at no cost or risk to these Defendants did fraudulently and unlawfully “loan” these unlawfully created monies to the Plaintiff with interest, which the Plaintiff tried to replace with Constitutionally mandated funds, via the Mt. Calvary Funds.

                      17.  The said interest charged by these Defendants constitutes usury and contravenes the Criminal Code, as they are based on nothing but faith in nothing.

                      18.  The “money” that was unlawfully created out of nothing by the Defendant Banks, Credit Unions, etc was “processed” and cleared by the Defendants and their CERTIFIED PUBLIC ACCOUNTANTS (CPAs) notwithstanding the fact that the Defendant books, and financial books were being “cooked” (to use Mafia terminology) as the Defendants were precluded by law from “creating” money.

                      19.  The created money was cleared by the CPA notwithstanding the fact that these financial institutions did NOT have any money of their own to lend, nor sufficient funds or assets to lend to the Plaintiffs pursuant to the underlying loan and mortgage agreements.

                      20.  The CPA proceeded to “clear” the said transactions fully knowing well that the transactions are and were fraudulent in nature and a deliberate Commission of civil and criminal wrong. This Plaintiff was DENIED the witness from the Bureau of Banking, as the Superintendent, Commissioner et al, from taking the stand, by this very same Court, and the Administrative Clerk of the District of Columbia, and it adversely affected this Plaintiff.

                      21.  The CPA(s) also “cleared” the said transactions even when the CPA themselves do NOT have any money of their own to lend, nor sufficient Funds or assets to guarantee that the Plaintiff would receive the money from the Defendant banks, credit unions, etc pursuant to the underlying loan and mortgage agreements.

                      22.  The said transactions constitute money laundering in that the source of money, if money was indeed advanced by the Defendants and deposited into the Plaintiff accounts, could not be traced, nor could not be explained.

                      23.  At all material times, these Defendants and all of them have no legal standing to lend any money to Plaintiff, because:
                          (1) these Banks and Credit Unions, etc did NOT have the money to lend, and therefore they did NOT have any capacity to enter into a binding contract;
                          (2) the Defendants did NOT have sufficient cash reserves, except those of “fractionalization of Banking” that is not Constitutional. They are also NOT legally permitted to lend their Depositor’s or Member’s money without expressed written authorization from the Depositors; and
                          (3) the Defendants Had no tangible assets of their own to lend and all their “assets” are “paper assets” which are mainly in the form of “Receivables” or “Uncollected Funds” created by them out of “thin air” derived out of loans whereas the monies loaned out were also created out of “thin air”.

                      24.  Other than bookkeeping and computer entries, no money or substance of any value was loaned by the Defendants to the Plaintiffs.

                      25.  The defendants did not bring any equity to any of the transactions entered into with the Plaintiffs, and all the equities were provided by the Plaintiff, as recorded in testimony printed by the Federal reserve bank System.

                      26.  At no time did the Defendant banks, or any of them as the intended Holder in due course make any presentment to the Plaintiff for payment of the amount of promissory note(s) pursuant to the laws of this land.

                      27. By electing to sue and/or foreclose on the properties pledged as collateral rather than to present the promissory note (s) to the Plaintiff for payment pursuant to ART 1 SECT 10 OF THE U.S. CONSTITUTION.  The defendant banks and credit unions etc. have forfeited every right they might have regarding the promissory note (s). 

                      28 By foreclosing on the Plaintiff’s properties, the defendants and all of them were unjustly enriched because they have already been pre-paid when they “cashed” the promissory note (s), in the transaction accounts.

                      29. These Defendants and all of them have failed, neglected or refused to indemnify the Plaintiff for the promissory notes that they received and they converted to their own use.

                      30.  By virtue of the promissory notes received by the defendant banks and Credit unions etc. which they deposited and converted for their own use.  It Was the “lenders” who owed the Plaintiff money, not the other way around.  31.The Defendant banks and credit unions etc. anticipated the breach.  Other than money that was created out of nothing, at no time did these Defendants intend to loan any substance to the Plaintiff.

                      32.  The illegal creation of money from nothing by the Defendants, and all of them, constitutes illegal creation and passing of counterfeit money.

                      33. And because no value was ever imparted by the Defendants to the Plaintiffs, these Defendants did NOT risk anything, nor lost anything and never would have lost anything under any circumstances and therefore no liens had or were perfected according to law and equity against the Plaintiffs.

                      34. The foreclosures proceedings that were attempted to be carried out were in bad faith by the Defendant banks, credit unions etc. were in every respect an unlawful act of conversion and unlawful seizure of property without due process of law, which resulted in the unjust enrichment of these defendants, and an illegal, incarceration of 84 months by this Plaintiff, filing this CLASS ACTION.  This is still done in “timely fashion”, as I still do have two years or less of Probation on this so-called or alleged crime, of protecting the Plaintiffs that were being made aware of the banking fraud perpetrated against them.

                       NATURE OF THE CLASS ACTION

                       35. This is a proposed Class Action brought pursuant to the Class Action of Local Rules 23, and the F.R.C.P. 23, on behalf of the persons who entered into a loan, or mortgage agreement or contracts within or without the STATE OF OHIO, with the Defendant banks and credit union etc.  This Class is intended to include all persons who are “borrowers” within the Meaning of the Art. 1 Sect 8, & 10 of the U.S. CONSTITUTION.  Excluded from the proposed class are directors, officers and senior employees of the Defendants.

                      36. Although the main emphasis of the class action is to seek damages for the wrongs done unto a particular class whose properties have been unlawfully seized through foreclosure or “repossession”, the class is also intended to include all persons who are now facing foreclosure or repossession” of their properties, as well as those persons who could possibly face similar proceedings in the future.

                      37. The proposed class shall not be limited to the above criteria but shall include all other loan transactions, agreements, be it secured or unsecured such as personal loans and entered into by the Plaintiff and the Defendants where the use of “created” private money was used as consideration.

                      38. As an alternative, the proposed class can be divided into several subclasses on the type of loan transactions, whether secured or unsecured such as mortgage, line of credit, personal loan, student loan, credit card loan, etc.

                      37a.  The Plaintiff sues on his own behalf and on behalf of the People of the UNITED STATES OF AMERICA and others similarly affected, as members of the proposed class, namely all persons within or without the STATE OF OHIO, and the UNITED STATES, who have suffered foreclosure and seizure of real and personal property, and other type of legal Action; are suffering the same and who will suffer as a result of having entered into a loan agreement between themselves and the Defendants.

                      37b.  The members of the proposed Class number in the at least millions. As  a result, the Class is so numerous that joinder in a single action is impracticable.  However, each Class member should be readily identifiable from information and records available to the Defendants.

                      38. Individual members of the proposed Class do NOT have a significant Interest in individually controlling the prosecution of separate actions, and Individualized litigation would also present the potential for varying, inconsistent, or contrary judgments and would magnify the delay and expense to all parties to the court system resulting from multiple trials of the same factual issues.  The cost to pursue individual action would effectively deny individuals access to the Court.

                      39.  There is a well-defined list of common questions of fact and law.  These common factual and legal questions do NOT vary from one Class member to another, and may be determined without reference to the individual circumstances of Class members.  These include, but are NOT limited to, the issues listed below.

                      40. The contracts entered into between the Plaintiff and the Defendants were  void or voidable and have no force and effect due to anticipated breach and for non-disclosure of material facts, like the “transaction Account” replacing the mortgage or conditional sales agreement.

                      41. Creation of money out of nothing is ultra vires, and these Defendants'  Charter or granted power  is not there and therefore void “ab initio”.

                      42. The defendants as lenders failed to disclose the material fact that they Are NOT actually lending money or any substance to the borrower.

                      43. The Defendants as lenders failed to disclose the material fact to the Borrowers that they are actually lending and trafficking “IOU’S” and NOT money.

                      44. The Defendants as lenders failed to disclose the material fact to the borrowers that they are going to be charging interest (ususry) based on nothing.  As the Holy Bible states four (4) times in the Book of Proverbs by Solomon who was supposedly the most intelligent man in the Bible,  and he said through the Creator, that usury or false balances was an abomination.

                      45. The Defendants as lenders failed to disclose the material fact to the borrowers  that they are or were going to “monetize” their promissory notes or loan applications and pay themselves with it by either depositing the said notes or negotiating the notes and use the proceeds to finance the loan.

                      46a. The Defendants as lenders failed to disclose the material fact to the borrowers that it was their signatures that validates the loan transaction which causes the borrower’s own credit to be transformed into “credit money” in the form of electronic, digital, or cheque book money which are then fraudulently misrepresented as money loaned to the borrower.  Visually, the checks deposited in the Defendants, are returned to no one, as they are used as collateral, and a Xeroxed copy is returned, with the original creating more debt.

                      46b.  The Defendants as lenders failed to disclose the material fact to the borrowers that they have hidden and undisclosed equities which came as a result of the constructive trust arising from the creation of monies which are then deposited into the Defendants’ accounts.

                      47.The Defendants as lenders failed to disclose the material fact to the borrowers that these Defendants never “advanced any credit” to the borrowers  if at all, and that there is no thing as “advancing credit” because credit cannot be loaned nor borrowed, and therefore any credit that was used belonged to the borrowers based on and derived from their labors and ability to pay.

                      48.  At any foreclosure and other similar legal proceedings where the Defendants seized the Plaintiff’s properties, the Defendants may have committed fraud upon the Court at these foreclosure proceedings by failing to disclose the truth, that no monies were advanced to the Plaintiff which made the underlying loan transaction and the mortgage agreements void from the start.

                      49. The contracts were void for lack or failure of legal consideration.

                      50. The contracts were unconscionable.

                      51. Fraudulent misrepresentation by all the Defendants.

                      52. The Defendants never risked anything, nor lost anything and therefore have not been exposed to any risk to warrant the criminal and or usurious interests they charge and receive from the Plaintiff.

                      53. The Defendants never risked anything, nor lost anything and therefore have not been exposed to any risk to warrant the attachment of liens and the subsequent foreclosure of the underlying properties.

                      54. The foreclosure (s) carried out by the Defendants were an abuse of process, illegal and constitutes conversion and unlawful seizure of property.  The Defendants were unjustly enriched as a result of the foreclosures and subsequent sale of the plaintiff’s properties.

                      55. The loan transactions have resulted in constructive trusts which made the plaintiff and the Class members beneficiaries of the said trusts. 

                      56. The Defendants as fiduciaries are GUILTY of breach of trust or breach of fiduciary duties for non-disclosure and conversion of the Plaintiff’s and the Class Members equities for their own use.

                      RELIEF SOUGHT;

                      57. The Plaintiff claims on his own behalf and on behalf of the proposed Class;

                      58. An ORDER certifying this action as a class proceeding and appointing Him as a representative plaintiff under the Class Action of Local Rule 23.

                      59. A declaration that the loans and mortgage agreements made between the Defendant banks and Credit Unions etc.  The Plaintiff and the proposed Class are unconscionable and therefore void for lack of consideration or for unlawful consideration and of no force and effect as against the proposed class.

                      60. A declaration that the above mentioned Defendants have not been exposed to any risk and therefore have no rights, titles of interests in the said properties or liens thereon as are above described. 

                      61. A declaration that the foreclosure proceedings filed by all of the above named Defendants and all subsequent court-ordered sales and vesting orders be and are declared null and void as against the Plaintiff and the proposed class.

                      62. A declaration that the foreclosure proceedings filed by all the above named Defendants and all subsequent court-ordered sales and vesting Orders constitutes unlawful seizure contrary to the Charter and the Bill of Rights.

                      63. A declaration that any debts incurred against the Plaintiff and the proposed class by the Defendants be and are hereby discharged.

                      64. A declaration that the Defendant, Federal Reserve Bank System, and the Board of Governors of the same, for all practical purposes, because of their interlocking activity and practice is in law to be treated as one, and the association with the Defendant banks being members of this association, did create the entire amounts of “money” and credit, upon its own books or computer database by bookkeeping entry.

                      65. A declaration that the Defendant, Federal Reserve Bank System, are equally liable,  both jointly and severally, along with the Defendant banks  and Credit Unions etc. with regards to the illegal creation of money and the passing and circulation of such monies unlawfully created by them.

                      66. A declaration that the money or credit created by the association out of nothing was the consideration used to finance the loans and mortgages relevant to this action.

                      67. A declaration that the acts of the Defendants constitutes unlawful creation of money, and such acts are ultra vires and NOT within these corporations’ charter, nor are these corporations licensed by any competent authority to created money and therefore all monies created by the Defendants be rendered null and void and of no value.

                      68. A declaration that constructive trusts, were created between the Defendants as constructive trustees with the Plaintiff and the proposed Class as beneficiaries.

                      69. A declaration that all the Defendants named in this action were unjustly enriched by and through their actions.

                      70. An ORDER that the Defendant (s) jointly and severally return to the Plaintiff patrick edwin; rudd, and all the proposed Class, the original Promissory note (s) received and accepted by these Defendants, in the Amount of the loan value, plus interest by way of cash, draft, certified check or money order or other negotiable instrument commercially acceptable in the UNITED STATES, as mandated by the U.S. CONSTITUTION.

                      71. In the alternative an ORDER that the Defendant (s) either jointly or severally, indemnify the Plaintiff, patrick edwin; rudd and the Proposed Class, the equivalent or in lieu of the original promissory Note (s) or the Equities received and accepted by these Defendant (s) in the amount of the loan value plus interest  by way of cash, draft, certified check or money order or other negotiable instrument commercially acceptable in the UNITED STATES as mandated by the U.S. CONSTITUTION.

                      72. An ORDER that the Defendant (s) either jointly or severally, pay to the Plaintiff patrick, edwin; rudd and the proposed class, the beneficiaries of the constructive trusts, all monies held by them as fiduciaries forthwith.

                      73. An ORDER that the Defendant (s) either jointly or severally, return to the Plaintiff patrick edwin; rudd and the proposed Class, all monies received by them as payment for “interest” and or other similar charges derived from the aforementioned “loans” where bank-created electronic, digital, or cheque book monies were advanced by these Defendants as consideration.

                      74. In the alternative, an ORDER that the Defendant (s) either jointly or severally , pay to the Plaintiff patrick edwin; rudd and the proposed class, the present value of the properties wrongfully foreclosed upon by them, including all monies received by the Defendant (s) as interest be returned to the Plaintiff and the proposed Class forthwith;

                      75 General Damages;  $30,000,000.00 Millions

                      76.  Treble Damages;   $90,000,000,00 Millions

                      77.  Exemplary damages to be assigned by the Court.

                      78.  Special Damages to be assigned by the Court.

                      79.  All lawyer fees, court fees to be paid by the Defendants.

                      80.  Such further and other relief as this Honorable Court may deem just.

                      Place of trial;  Columbus Ohio,  U.S. Dist.Ct.  S. Dist of Ohio Dated this 26th day of May in the year of our Lord 2005.

                      patrick edwin; rudd

                      Key / Society  Cleveland, OH  44114
                      Federal Reserve Bank  1455 E th St. Cleveland Oh 44114 216 A/C  579-2000

                      Southeastern Ohio Cred. Union 66737 Old Twenty-one Rd. Cambridge Ohio 43725  740 A/C 432-0430

                      National City Bank  1900 E 9 th St.  Cleveland Oh. 44114 216 A/C 575 2600

                      J.P. Morgan/Chase 270 Park Ave. New York, N.Y. 10017. 212 A/C 270-6000

                      Advantage Bank 814 Wheeling Ave. Cambridge Ohio 43725 740 A/C 432-5641

                      City Loan 3017 Ted Trout Dr. Lufkin Tx 75904 936 A/C 87dd5-3305

                      Gulf State Mortgage 11845 West Olympia Blvd Suite 1035 Los Angeles Ca 90064   310 A/C 479-0722

                      THIS IS A PRAECIPE AS AN ORIGINAL WRIT, THAT THE DEFENDANTS HAVE A MINISTERIAL DUTY TO PERFORM AS THEY ARE IN “Harms Way”.

                      CERTIFICATE OF SERVICE;

                      I did on this 26th day of May in the year of our Lord 2005 hand carry this CLASS ACTION SUIT to the Clerk of Court at 85 Marconi Blvd. Colum.

                      patrick edwin; rudd

                      Enclosed Appendix of the Pre-Sentence Investigative Report, to acknowledge the above financial institutions causing me harm, injury or the firms that they purchased since that time.  THE FIRST SECTION IS TO SUBSTANTIATE THE $120 MILLION DOLLARS THAT THIS PLAINTIFF DID LOSE CONTROL OF IN SPITE OF MY FOLLOWING Art. 1 Sect 8 and 10 of the US CONSTITUTION.  The second is to prove the firms that did the original injuries. 


                      Part I of 4

                      In the great book by the husband and wife Seagrave "Gold Warriors", there is a great quote by John Kenneth Galbreath: "The study of money, above all other fields in economics, is one in which the complexity is used to disguise truth or to evade truth, not to reveal it."

                       In this quote, I aim to show just where the gold (that is supposed to be backing up our "money" according to the U.S. Constitution) has actually traveled.

                      MacArthur's staff knew how $2billion had been sunk in 1946 and had been retrieved out of Tokyo Bay. Forty years later the U.S. District Court in Hawaii awarded a judgment of $43 billion to a Rogelio Roxas, who had found a one-ton solid gold Buddha, and THOUSANDS of small gold bars, due to the torture and poisoning he had endured by Marcos for finding this cache.

                      There was a secret trust set up at Japan's Sanwa Bank, jointly held by General MacArthur and his old adversary Emperor Hirohito. This was so big that it was paying nearly $1 billion of interest per year in 1982, as Marcos again interfered and tried to blackmail the government of Japan.  An American retrieved $8 billion in gold bars for Marcos, at Theresa II cache, along with some 60,000 documents and hundreds of hours of audio and video tapes showing 172 of the 175 locations as to the maps that the "Golden Lily" scam was in effect.  At least 6,000 metric tons of gold were stolen by the Japanese out of Nanking China, prior to the start of the WWII "Golden Lily" campaign, in case Japan would lose the war, they would still have financial resources to soothe their pains and wounds.

                      VATICAN:

                      Just prior to Pearl Harbor, Emperor Hirohito tried to coerce Pope Pius XII to negotiate a peace settlement at the right moment. This was discussed on pages 44, 51, 52 and 105 of the Seagraves' text "Gold Warriors" as to the "sugar that made the medicine go down", including $45 million into the Banks of the Vatican.  The Emperor, according to the confiscated stocks, bonds and gold bearer certificates from Yokohama Specie Bank or Bank of Taiwan, had over $100 million (in today's terms $1 billion) hidden in foreign currency accounts in Switzerland, South America, Portugal, Spain and the Vatican.

                      James Mackay (Historian) concluded that the breakdown was roughly $20 million U.S. funds in Swiss accounts, $35 million U.S. in South American banks, and the previously mentioned $45 million in the Vatican (also including Spain and Portugal).  In post-war Italy, a CIA agent James Jesus Angleton, with the use of the surplus military equipment, was sent to the Pope, in order to earmark it directly for the war against communism. The Pope was then asked to contribute 100 million Lira from this personal account to back the anti-communist ticket during the elections.  Ray Cline, another CIA agent included the Vatican Bank as one of the 42 countries to shelter Nazi and Japanese assets into Golden Lily accounts during 1945-1947.

                      A Dutch navy Lieutenant A.A. Looijen traced 187 tons of stolen Dutch silver bullion from Java to the Bank of Japan. An American POW (Ed Jackfert at Tokyo Camp #2) can remember and verifies the Dutch retrieval, as labor he had done in a Standard Oil building during the war as a smelting operation.

                      The largest underground bunker complex was at Matsushiro in the mountains near Nagano, the site of the 1998 Olympics. Oh, if those hills could have spoken for the 10,000 Korean slave laborers who dug the 60,000 cubic feet of underground that Japanese sources said held sufficient gold and platinum bars to underwrite their postwar recovery. There is recorded in the Library of Congress 66-60006, "30,000 carats of diamonds in one stash, and a single find of 52.5 pounds of hoarded platinum" ($13 million U.S. 1945 value).

                      MacArthur had actually invited Edward P. Henderson of the Smithsonian Institution to appraise some $50 million of gems that were recovered from Tokyo alone. A journalist Robert Whiting reported that 800,000 karats of diamonds were never seen or recorded again after being transferred to MacArthur. (I did NOT know that spoils of war could be dispersed that easily from the top). And those karats were retrieved out of the Bank of Japan, which should have some responsibility for a receiving record.

                      MOST VICIOUS PART OF THIS WEBPAGE:

                      The "Mafia" with all of its vengeance, crime, etc. would not outdo the vendetta that this Plaintiff has uncovered from "side" research of the 280 trucks of Nazi gold (Black Eagle Trust (BET)) that passed from Switzerland across France and Spain to neutral Portugal, under the "Swiss Cross" of compassion.

                      However, the cast of Americans that were aware of this transfer were the Secretary of Treasury Henry Morganthau, and Allen Dulles, OSS chief in Switzerland, along with Henry Stimson. In the book "Skeletons in Uncle Sam's Closet" it is related how Stimson knew on Thursday prior to Sunday of the forthcoming Pearl Harbor invasion, and did nothing about it except to help the japs.

                      Now the plot thickens as one of his three assistants was John J. McCloy, who gave freedom to all of the convicted Nazis (from the Nuremberg Trials) so that they could be transferred with Von Braun into our NASA, Brookhaven Project (Long Island New York). If five tons each, then how many billions of dollars of gold were transferred??

                      The second member of Stimson's crew of three was Robert Anderson, who knew about the courtyard of a convent in Europe where 11,200 metric tons of Nazi loot was stored. There was a truck convoy carrying 100 tons of this gold near Merkers, Germany, that was headed for Frankfurt (but never arrived). There is only a picture of the convoy coming through the convent grounds. It was Stimson that had proposed a global political action group using all of the gold to finance via a trust such as the Black Eagle Trust.

                      There were over 176 bank accounts holding this BET gold in 42 countries, as identified by the Seagraves on pages 1, 11, 78 and 98.  In four years, Frank Wisner (CIA) could not spend it all. There were just no limits in the Marshal plan, and there were three thousand contract personnel with an $84 million budget. How much was "black budget" we shall never know.  The M Fund in the Far East started at $2 billion at its inception. Tokyo correspondent Robert Whiting described a "secret billion-dollar slush fund" equivalent to nearly 10% of Japan's 1950 GNP.

                      In 1979 a reputable Japanese weekly newspaper "Shukan Bunshun" found that the leftovers of the "lost" 800,000 karats were now found to be 160,000 karats, or a commission schedule of 80% (not a bad week's pay!)  Tokyo Journal published an article by John Carroll which stated that Kodama had amassed some $13 billion of lootas a loser in the War.

                      Hirohito (at War's end) was earning $50 million U.S. of interest just on his Swiss bank accounts. John Dower in the book "Embracing Defeat" highlights many other thefts by the hierarchies of the "Rising Sun". On page 126, Union Banque Swiss (UBS) was identified as handling the Tanaka family trusts at $30 billion in 1986, worth $60 billion today. Anyone that has a credit situation with UBS, please call in, as I shall include your debt, at no additional charges, as to the viciousness of the UBS activities. This firm has participated in terrorism in six different countries and covered up over $1.5 billion dollars in our Pension programs here in America.

                      Another wave of Santy's (code name) magic wand included UBS Geneva contained 20,000 metric tons of gold with misspellings of the Major General's names as the holder of records. QUESTION: Were these brought under the control of the regular CIA, or under the control of the alternative CIA "Enterprise" and its conservative backers, including the John Birch Society and the World Anti-Communist League

                      Are there any questions of why the bankers, or financial institutions, have to use "funny money", with all of the above missing links of bullion lost, stolen or missing? It will take a jury with a lot of "guts and courage" to stand in the gap and vote for what our Forefathers and our Creator said to do, as far as having an instrument of value that you can touch, and feel the value of it.

                      We don't need to have faith in paper "dollars" as it means something else. Why did JFK get killed within two weeks of his statement at Columbia University as to bringing out the Kennedy Dollars rather than rent the paper ones from the World Bank, etc..

                      Part 2 of 4

                      UNITED STATES CONSTITUTION ART I, SECTS 8, & 10 CLAUSES "MAKE ANYTHING BUT GOLD AND SILVER COIN A TENDER IN PAYMENT OF DEBTS.  As of May 26, 2005, there was a CLASS ACTION SUIT that was filed in the Sixth Circuit of the United States of America, District Court of the Southern District of Ohio. This comprises the northern states of the Midwest, Michigan east to Ohio and including the sates contiguous to the same and including Kentucky.  This action is in direct harmony with the same type of case that was filed by John Ruiz Dempsey in New Westminster, British Columbia in Canada.

                      One of the best kept secrets in the mechanism of money creation in today's economic system, is in reality NOT a secret at all. The facts that money is NOT created by and for the people, is evidenced by the decrees, edicts that "our" people are forced to use this money creation, and it is ORDERED not by the government of the people, by the people, but a private corporation of the "Board of Governors", of the Federal Reserve Bank System. This system, actually publishes many booklets from comic books, to quite sophisticate ones, that train the banks how they ARE to create money.

                      These banks are then issued "fiat money", when giving out loans to private, and public corporations and persons, and then it is hidden by what is best described as "money created out of thin air," by the economists and government legal departments, who lie to us as to the sources of these printed "Promissory Notes".

                      This complaint was a CLASS ACTION SUIT as it alleges that all financial institutions who are in this business of lending money have all engaged in a deliberate scheme to defraud the borrowers by lending non-existent money which are illegally created by the financial institutions out of this "thin air".

                      This legal action brings to the forefront one of the major economic "drag factors" which is the interest charged by these banks that technically, legally or lawfully is NOT theirs to even lend. Because even governments end up paying interest to these banks lending their own money for public spending. These in turn end up being charged in higher taxes to tax-payers.

                      A large part of every contry's tax revenue goes first and foremost before any "internal" spending to payment of interest, largely because of the basic flaw, that I am trying to bring to your attention, as to these loopholes that the rich and super rich have created, to make "them" richer, and the poor, poorer.  This in the alternative, does away with the "middle class".

                      The Plaintiffs in the "class action suit have learned "too late" that the so-called or alleged TRANSACTION ACCOUNTS, as thevehicle or vessel, was a deliberate scheme to defraud the borrowers by lending their own non-existent money which have been illegally created for over seventy years.

                      For all debts, there is no reduction, subtraction or diminishing of any one else's dunds, as these financial institutions, use the un-collected on the term as the bais to "kite" checks, to pass payments for everything that is on the Conditional Sales Contracts, Mortgage Applications etc, to the detriment of the borrowers, and to the gain of the "Cabal" operating for the thirteen banks that I have highlighted as Defendants.

                      This Plaintiff claims that creation of money out of nothing is ultra vires and these Defendants' charter or granted corporate power is therefore void and all monies loaned under false pretences actually contravenes the Criminal codes of our country.  This suit at bar could involve millions of Americans, who allege that the contracts that they entered into between the People, (borrowers) and the financial institutions were void and voidable and have no force and effect, due to the anticipated breach and for non-disclosure of these material facts by the largest accounting firms in the country, swelling the annual reports to gigantic lies, and fraudulent activities, that need prosecution.

                      This Plaintiff states that the transactions constitute counterfeiting and money laundering under RICO in that the source of money, if money was indeed advanced by the defendants and deposited into the borrowers accounts, which could not be traced, nor could it be explained or accounted for.

                      However this Plaintiff in 1993-1995, did validate via U.S. Postal Service records the Certified Receipts of $120,000,000.00 Millions send to these Defendants and "others" yet the Administrative Clerk of the District Of Columbia did NOT allow a single friendly witness to appear on the Plaintiff's behalf in order to silence him, against the mandates of the Sixth Article of the Bill of Rights. (There were no Amendments of the first 10).

                      This Plaintiff is seeking recovery of this money and the properties that were lost by way of confiscation through illegal "debt" collection and foreclosures. This Plaintiff is also seeking for the return of the equities which rightfully belong to the People of the UNITED STATES OF AMERICA now being held by the Defendant financial institutions as constructive trustees without color of being right.

                      At all material times, these Defendant banks and all of them have NO legal standing to lend any money to borrowers, because;

                      1.These banks and credit unions did NOT have the money to lend, and therefore they did NOT have any capacity to enter into a binding contract.
                      2. The Defendants did not have the cash reserves, outside of the fractionalization of banking at less than the 10 % limits. This is quite graphically illustrated on Page 17 of "Your Money" printed by the Fed.Res. Bank of Richmond Va., as to re-issuing constantly of the 90% that is not controlled. Yet they did NOT secure any written authorization form from the depositors, for the usages of the members monies.
                      3. The Defendants have no tangible assets of their own to lend and all of their assets are "paper assets", which are mainly receivables created by them out of "thin air", derived out of loans whereas the monies loaned out were created monies out of borrowers own accounts, as Un-collected funds.  Other bookkeeping and computer entries, with no money or substance of any value was loaned by the Defendants to the Plaintiff. In all of the loan transactions entered into between the Plaintiff and the Defendants, the financial institutions did NOT bring any of their own equity into any of the transactions.  All the equities were provided by the borrowers. This practice of the  Defendant financial institutions alleged in this COMPLAINT, is starkly contrasted in the lawsuit printed herewith. These practices by authorized responsible and ethical money lenders, who betray our faith in them, as they do NOT lend any real, tangible, nor legal tender or cash money.

                      There is NO law in the UNITED STATES OF AMERICA, that could remotely suggest that the Defendant financial institutions have the legal right to create money out of nothing. Only YAHWEH (the name of the personal CREATOR, as to answer Moses's question in Exodus of the Holy Bible/Tenach,) who alone was able and have the power to create anything out of nothing, and even the Kabbalah, taught out to create Golems, which I am NOT supposed to teach you today. I actually used the word "shibboleth" often in cases in this country, as Atty. Carroll did in U.S. v Welsh, as to how the Mad Hatter, and Alice in Wonderland (Annotated version) made a mockery of the words, that don't mean what they say, like dollars.

                      This CLASS ACTION SUIT is the first and biggest of its kind in America, and is intended to give the justice system the opportunity to prove to itself and to the People of the UNITED STATES OF AMERICA who is rally in control or whether they would continue to allow itself to be used by the banks as a tool in their unlawful and fraudlent banking practices which always ends in the enslavement of the people and confiscation of the people's properties.

                      But these are criminal charges of co-conspirators in 18 USC 241 and 242, for these government agents who flagrantly and maliciously dishonor the U.S. CONSTITUTION, articles 8 and 10 , which our forefathers felt was needed for us today, as it was back then. These have never been erased, eradicated, and are still the law of this land. STAND UP AND FIGHT!!!!

                      Part 3 of 4

                      OPENING STATEMENT OF THE CASE, THE "VOIRE DIRE" or better said to "see what I am going to say". Listen, please listen.  "Dear jurors..." There is a very covert, hidden agenda, clandestine in nature, which has actually become a way of life, which is based on the will of the minority, rather than the majority. It is distinguished with these "Promissory Notes" or Fed. Res. Notes. a.k.a. "ferns" that is blatantly distinguished under color of law, by the free institutions, representative governments, free elections, guarantees of individual liberty, freedom of speech and religion, and freedom from political oppression in spite of what the Patriot Act, or Homeland Security says.  There is a second way of life which is based upon the will of the majority that has been stolen by the minority. This relies on terror and oppression, a controlled press and radio/television, fixed elections and the suppression of personal freedoms, that the A.C.L.U. and the B'Nai Brith allow us to have, as long as we are not anti-Semitic, as the Anti-Defamation League dictates.

                      What Harry Truman said to Congress when he was asking for $400 Million dollars/Promissory Notes of aid for Greece and Turkey, was surely applicable for us today, as well as when the "old buck stops here" President said in the last paragraph.

                      Harry authorized the use of these war bounties, a mainly un-vouchered "M" funds, to do with a black budget, precisely that to interfere in the political life of sovereign nations to buy elections, to undercut the rule of law, to control the media, and to carry out rule in countries with whom we are NOT at war or against.

                      Every president since F.D.R. has used the gold bullion that was confiscated in Part one of these three parts, in W.W. II as "Santo Romano, or Hirohito, or Yamashita gold, which was hidden just in case they lost the war.  In the European theatre, was the Black Eagle Trust, that Hitler had confiscated and re-melted with this "trade Mark" on the bullion. We see both of these being funnelled through the Phillipines and it wasn't Imelda's shoes that should have caught our eyes and the medias attention, but the immense stolen lucre, that was buried by the Japanese on her islands.

                      Needless to say the Fort Knox gold was also included in this "cashe" of bullion, hence the inception of "fractionalization of banking" ( Part 2 or these three parts), that gleaned us of a Constitutional based financing system.  You will be seeing how banks like Citybank, Chase Manhattan, (now J.P. Morgan/Chase), National City etc. who were all privy to the above information as every leader in our government like Eisenhauer, Mac Arthur etc all knew.

                      This black gold would serve as a reserve asset, bolstering the prime banks of Allied countries, like Greenspan does for us today. I am forced to take this stand today and show my initiative at my age, to challenge his roller coaster interest rates, as HIS safeguard for the strict limits that HE places upon gold that was never supposed to be imposed by our forefathers. (This is called earmarking or in the Hebrew vernacular, "Kethiv Quere", where the words don't mean the same for all people.

                      This "sleeping" bullion, that we are not using, could be, should be, or would be the end of the road, for any puppeteer, at the helm of the Federal Reserve Bank, which is NOT federal, and does NOT have any reserves, NOR is it a Bank. What don't you understand about the word "NO", is it the beginning or the end of the word that throws you, a curve???

                      My objective in this CLASS ACTION SUIT, is to show beyond a reasonable doubt, greater weight and preponderance of evidence that your signatures on the Morgage Applications, Consumer Credit Applications etc in any and all financial institutions were created by your own signature, in front of your loan officer, or like being, that created the funds that HE/SHE received so that "THEY' could KITE the check for you to pass papers, with the "uncollected funds". This means that I will show this jury and the judge, that the financial institutions or Defendants took your money, done under the hoax, scam and sham of this transaction account, and you financed your own debt.

                      In the Holy Bible, or Tenach, in the Book of Proverbs, it states four times that is is an "abomination" to cheat in weights and measures. And that it was written by the alleged smartest man in the Bible,i.e. Solomen, who was led by the Creator to say it. And that is what the Defendants have done to you and your families, just like the old butchers did with their thumbs on the scales, to defraud you and steal your funds.

                      I aim to show that these Defendants upon your leaving their offices, used the "uncollected funds" to write themselves the entire amount of the transaction, plus whatever down payments were forced upon you, in order for them to "kite" the payments, so that the merchants, could lie to you, that the first payment "ain't until the year after next" or whatever "con-job" they wanted to use to lure you into signing their agreement now.

                      You will N-O-W be made aware that the only reduction, subtraction, diminishing of the principle, that you sought, was gathered, garnered and I hope to prove to you jurors was stolen from the uncollected funds like the booklets from the F.R.B. System stated. This back room endeavor was done in complete secrecy, so that you were unaware, concerning the truth in lending policies.

                      I am in debt to your patience and charity, as I have a horrible docket, that I am sure will surface, as the Defendants will come after the Messenger rather than their message. Yes, I have lost my family, spent nearly ten years in prison, for these same type of crimes, but just like Alex Mundy did in his "To catch a thief, you need to be a thief" (ad libbed)

                      But the strength and HIS courage that I received while being trained in the prisons, as HE gave me HIS spirity, to correct these abominations, which have lasted nearly a century. There is only one example of the Son of God, losing HIS cool, and becoming quite vocal and physical in the New Testament of the Holy Bible, as HE chased the "Moneychangers" out of HIS father's temple, who were the bankers of those days.

                      I am HIS minister today, and I am going to attempt to overturn their tables, and allow this Court to inflict the "switches" to scourge the Defendants openly, for their "creating money out of thin air.", as they are led to do by the Federal Reserve Banks in their printed matter, that they provide the public, and this Plaintiff, has asked this Court's permission to utilize these facts for you jurors to understand the underlying principle of this CLASS ACTION SUIT.

                      PART 4 OF 4

                      Yes, if (?) you have accounts with any of the thirteen firms listed as Defendants, you can join this action. Simply by sending a donation via U.S. Postal Service to me, as a gift, philanthropic gesture, a "tithe", a contribution and not in any way, shape or form, anything but a free-will offering, commonly known in churchianity, as a love offering.  I did learn the hard way, that U.S. Mail Fraud, is the "catch all" for many of "we" patriots, who have the courage, guts, and charisma to challenge the system. But this "de jure" government according to my past efforts can't see Christian or Messianic Messengers standing in the "gap" on behalf of the Proverbs, foursome, and want to say that your charity is NOT charity.   11; 1, 16;11, 20;10,20;23

                      Two Hundred Promissory Notes, (Presently, subject to change, when we win) per account with the thirteen banks. However for anyone having accounts with Union Banque Swiss, (UBS) and CityBank are allowed to send in only 100 of U.S. Postal Service, promissory notes, per account challenged, as I have terrorist vendetta against UBS, in their Pension Funds, that I will enjoy un-masking. Citibank et al, is for their proliferating the pilferage of the gold bullion, as I will do this for 100.00 of Promissory Notes per account challenged, for the ecstasy that you will bring to me, for uncovering what they did wrong in Hong Kong, to steal all the bullion, under Ray Cline.

                      Thank you for your courtesy, and looking to be of further service I am

                      patrick, edwin; rudd
                      (all lower case no capitals, as I am NOT an artificially created corporation)
                      44 Arch St.
                      Providence, R.I. 02907
                      All the contracts provided will be void, "ab initio", upon victory.